Our Blog

Posted on December 3rd, 2012 by admin

ICNJ Onwer and Insurance Agent, Steven Radespiel, kicks off our first ever Coat Drive for the Homeless by making the first donation!   Please bring any old jackets or coats you have to our office, 2 University Plaza, Suite 118, in Hackensack!

Posted on November 28th, 2012 by admin

This holiday season, in the aftermath of Superstorm Sandy, our Tri-State brothers and sisters seem to be feeling very generous in helping those in need. But as this holiday season begins and we start to think about what we are thankful for, The Insurance Center of North Jersey’s thoughts have turned to those in an another type of need. So we’ve decided to partner up with NJ based Shelter Our Sisters, and help them in their mission of assisting victims of emotional, economic, sexual and/or physical abuse. The agency provides emergency and transitional housing, emotional support, and a diversified continuum…Read More

Posted on November 26th, 2012 by admin

To ease the burden on our customers who continue to face challenging circumstances in the aftermath of Superstorm Sandy, Plymouth Rock is extending their late payment grace period through December 3. Plymouth Rock will accept late payments for any homeowner or personal auto policy that would have cancelled for nonpayment or expired based upon a Notice of Intent to Cancel or Renewal Invoice with a payment due date of October 29, up to and including December 3, to help affected customers maintain policy coverage without interruption.

Posted on November 19th, 2012 by admin

During this season of gratitude, we give thanks for those who donated a moment of their time and made our campaign possible. Thank you for supporting our Thanksgiving fundraising campaign. During the campaign we only raised $69, but in the spirit of giving donated $125. Every dollar matters to a hungry local family facing Thanksgiving without a meal. CFA’s finance manager, Stephanie McCaw, and ICNJ’s own personal insurance agent, Andrew Radespiel. Thank you for making it possible!    Heres how you can help further: •Donate by phone! Call 201-569-1804 x 25 •Donate online! Click here •Donate Food: Most Needed Food | Thanksgiving Information…Read More

Posted on November 9th, 2012 by admin

Plymouth Rock would like to share some important updates regarding Sandy Claim Forgiveness and our new Mobile Claim Center in Roseland, NJ: Sandy Claim Forgiveness: Customers may be concerned that reporting a claim resulting from Superstorm Sandy may cause their premium to increase. But because Sandy was an unprecedented event for New Jersey, we just don’t think that’s right. We feel strongly that customers with storm-related damage have already been through enough and therefore we will not increase rates as a result of any Sandy-related auto or home claim. These claims will also not count against customers currently receiving claim-free discounts. We…Read More

Posted on November 8th, 2012 by admin

By Ted Besesparis 2012 is predicted to be an active hurricane season. Don’t be caught unprepared! The steps below will help you minimize hurricane damage and get back on your feet if you are struck. Just like hurricanes come in many shapes and sizes, so do insurance policies. The frequently asked questions included here provide information about what policies usually cover, along with some tips on filing claims. To find out about your coverage, consult your policy and contact your professional insurance agent (us). Frequently asked questions 1. I have reported my claim, now what should I do? You should…Read More

Posted on November 7th, 2012 by admin

Hurricane deductibles are different from standard deductibles. Instead of being a set amount, they are a percentage of the insured value of a property, typically ranging from one to five percent. Homeowners in New York, New Jersey and Connecticut will save thousands of dollars in insurance costs since Hurricane Sandy was downgraded to a “Post-Tropical Cyclone” before it made landfall on the East Coast.  Please call us for more information.

Posted on November 7th, 2012 by admin

Generally, how does my homeowners policy respond to storm damage to my property? Your homeowners policy covers most losses that may occur to your dwelling and personal property.  Commonly, losses resulting from theft, fire, wind, vehicles and vandalism are covered. What if there is damage because of a storm? A standard homeowners policy covers storm damage to the dwelling, its contents and other structures such as garages and fences, up to the policy limit.  Such damage also acts as a trigger for coverage of other consequential losses and expenses including the removal of debris and loss of use. What if…Read More

Posted on November 7th, 2012 by admin

As temperatures continue to dip in New Jersey and many residents remain without heat; freezing and bursting pipes pose another potential loss for insureds. Here is important information regarding homeowners coverage and mitigating loss from burst and leaking pipes in the aftermath of Superstorm Sandy. Coverage      includes repair of burst and leaking pipes, as well as damage resulting      from bursts and leaks. If the      property has already sustained water or flood damage, we will cover damage      resulting solely from burst or leaking pipes. Insureds      should take reasonable measures to mitigate the condition where they     …Read More

Posted on November 6th, 2012 by admin

With Hurricane Sandy barely in the rear-view mirror, the east coast is in the path of a nor’easter expected to arrive mid-week with strong winds, heavy rain and moderate tidal flooding along coastal areas.  While this storm may hamper cleanup and recovery efforts and add to the difficulties in the region, the storm shouldn’t be anywhere near as severe as Sandy. We wanted to remind you to restock your disaster kits, review your emergency plan with your family members and prepare for the possibility that there will be more power outages and service delays. Below is a list of the…Read More