Our Blog

Posted on November 22nd, 2013 by admin

During this season of gratitude, we decided to give back. In the spirit of giving ICNJ donated $250 to Julia’s Butterfly Foundation.Turn compasion for terminally and chronically ill children and their families into action.Learn more here:http://juliasbutterflyfoundation.org/

Posted on November 19th, 2013 by admin

REDUCE YOUR AUTO INSURANCE COSTS;Did you know that if you have group health insurance you could reduce your personal auto insurance costs?  That’s right; many policyholders have a choice in who pays for medical expenses resulting from an auto accident. If you have a health insurance policy, a group health insurance plan at work, a health maintenance organization contract or other similar health-coverage provider, you may be able to assign that provider the primary responsibility for paying such medical bills. The discount available if you choose the health-insurer option will vary, usually between $250-$500 per policy. You are given the choice…Read More

Posted on October 11th, 2013 by admin

Trying to get just the right amount of homeowners insurance for your house and possessions may leave you feeling a bit lost and unfortunately, all homeowners insurance policies aren’t created equal. That’s why it pays to have us review your coverage to ensure your policy meets your needs and not some cookie cutter policy from a one size fits all insurance company. Recently, many people learned the hard way what their policies cover and don’t cover with regard to tree damage. Most companies will pay to have trees removed from the damaged structure, such as your home, garage or fence,…Read More

Posted on October 4th, 2013 by admin

Once Karen makes landfall, the system is expected to head toward the northeast, when it could have an impact on the New Jersey region Monday into Tuesday as the storm’s remnants interact with an approaching cold front. It is predicted to bring soaking rains and minor coastal flooding Monday and Tuesday.We advise residents and business owners to act now, before punishing winds and wind-driven rain begins. Pre-storm action can greatly reduce damage, and the related need for clean-up and repairs.  We offer the following guidance:Surroundings: Move lightweight loose items that are outside, such as garbage cans, signs, and lawn furniture,…Read More

Posted on September 27th, 2013 by admin

These importance these days, it’s hard to find someone who does not have a cell phone. Cell phones can be invaluable for those business professionals who spend a lot of time out of the offi  ce, or for anyone who wants the added peace of mind of knowing they can call for help in an emergency. Are there laws limiting the use of cell phones while driving? Connecticut prohibits the use of cell phones while operating a motor vehicle on a public highway. Effective Oct. 1, 2013, Connecticut also prohibits the use of cell phones while operating a commercial motor…Read More

Posted on August 20th, 2013 by admin

Most customers who are lured away from independent agents by direct insurers promising lower prices will ultimately return to an independent agent, according to a recent study commissioned by The Hanover Insurance Group. The study found that nearly 60 percent of consumers who had purchased insurance through a direct channel 10 or more years ago reported switching back to an independent agent because they wanted more value. Most consumers who switched back to independent agents cited expertise and convenience as drivers in their decision. According to the survey, the motivators for consumers who switched to work with independent agents also included…Read More

Posted on July 1st, 2013 by admin

Good word-of-mouth is very important to us and we want to make sure you are rewarded for telling others about your positive experience with us. All of our current clients are eligible to participate in our referral “thank you” program. How does our referral Thank You program work? All you have to do is have a friend, a relative or a workplace colleague contact us for an insurance quote reminding them to tell us who referred them and we’ll mail you a NJ Lottery Classic Bingo scratch off! This fun game can be played anywhere you have some free minutes…Read More

Posted on May 30th, 2013 by admin

When looking for boat insurance, you need a wide variety of coverage options, because your needs are very unique. Our menu of products will accommodate a circle of protection for your needs both today and tomorrow.  We will make sure you understand the policy, and service promised behind the price of the boat insurance. Instead of accepting low protection just to get a lower price, allow us to find you the best value for your budget! Considerations include type of boat and circumstances in which it will be used.  Additional coverage types like medical payment coverage, water liability coverage, and…Read More

Posted on May 17th, 2013 by admin

We’ve all seen the commercials and statistics about the dangers of distracted driving, but we’re sure you still see plenty of drivers using cell phones while driving. Maybe you even send a text or make a quick call occasionally behind the wheel. Join us at the Plymouth Rock Assurance Distracted Driving Challenge, designed to illustrate the dangers of distracted driving and make Jersey’s roads a safer place. You’ll have the chance to take a spin in our virtual simulator to actually live through the possible consequences of distracted driving firsthand. Participate in a powerful experience and pick up free giveaways at one…Read More

Posted on May 8th, 2013 by admin

It has been 9 years since our client’s son, Eddie, was diagnosed with IGA Nephropathy (a autoimmune disease that attacks the kidneys.) The family has focused all their bad energy into good energy and thus work endlessly on the IGA Nephropathy Foundation of America they started 9 years ago. It isn’t just about Eddie any more. They help patients 24/7 by offering moral support, help find kidney donors for those in end stage and support after transplant. Every year it gets harder to raise the money that they give directly to research ongoing at the University of Alabama-Birmingham that holds…Read More